In this powerful and reflective episode of Raising Millionaires, Roger Bryan and Richard Lorenzen dive deep into the foundational questions you need to ask yourself before ever sitting down with a financial advisor. The conversation begins with the idea of financial planning but quickly evolves into a much broader discussion about personal vision, mindset, and what financial freedom truly means. The hosts emphasize that defining your desired lifestyle is the first step—because financial freedom looks different for everyone—and then work through how to reverse engineer that vision into concrete, achievable financial goals.
They explore how to calculate the cost of your ideal life, what income and assets are needed to support it, and how tools like compound interest calculators can reveal the gap between where you are now and where you want to be. From real estate strategies to investment benchmarks, Roger and Richard lay out a roadmap that blends long-term strategy with real-world financial realities.
But the heart of the episode is the focus on mindset. They discuss inherited beliefs, poverty programming, and how internal narratives can sabotage even the best-laid financial plans. Roger shares deeply personal insights on breaking generational cycles, while Richard highlights the dangerous victim mentality that holds many people back. By the end, listeners are encouraged to face their current trajectory honestly, map out their goals, and adopt the mental framework needed to make real change.
It's not just about money—it's about purpose, vision, and taking ownership of your financial future in a world full of noise, misinformation, and distraction.
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